Whether you’re managing a home loan, restructuring business debt, or planning to borrow against your property, it’s normal to have doubts. At SS Fin Advisory, we believe clarity is power. This FAQ section covers the most common queries we receive, so you can make informed decisions with confidence.
Because paying EMIs on time doesn’t guarantee interest savings. Most borrowers end up paying 2x the loan amount due to poor repayment planning. We help you save lakhs in interest by restructuring how you repay, through smart SIP-led strategies and optional refinancing.
Yes. Our advice often involves building a parallel investment that grows faster than your loan interest rate. This method lets you prepay strategically without disturbing your monthly budget.
No, in fact, this is the perfect time. You’ve already paid most of the interest-heavy EMIs. The next phase is where principal reduction starts—and where you can save the most with timely action.
Your bank RM works for the bank—we work for you. Our role is to audit, advise, and negotiate better loan terms on your behalf. We focus on your profitability, not the bank’s.
Absolutely. We assist with financial statement analysis, CMA data preparation, and even support you during bank discussions for better terms or loan restructuring.
Yes. We analyze your CC utilization, WC cycles, and propose solutions like WCTL addition, tenure structuring, or shifting to a lower-cost facility, resulting in better cash flow and lower interest.
It can be—if structured correctly. We help assess your repayment capacity, tenure, and purpose before you borrow. Our goal is to ensure you use LAP smartly, not desperately.
Each has pros and cons. We compare all 3 based on your fund usage pattern, tenure, and exit strategy, so you avoid over-leveraging or overpaying.
Yes. We assist with restructuring, refinancing, or switching to a more favorable facility if you’re overpaying or facing cash flow pressure.
No, we are not lenders or agents. We are independent financial advisors. We don’t earn commissions from any bank. This allows us to offer unbiased, borrower-focused advice.
Yes. We operate 100% online and serve clients across India via Zoom, phone calls, and secure document sharing.
Free Discovery Call – Understand your loan profile.
Loan Audit & Strategy Session – Paid session with actionable roadmap
Execution Support – Optional assistance in refinancing, SIP setup, or CMA data
Our fees are fixed, transparent, and value-based. You’ll know the cost upfront after the discovery call. On average, clients recover our fee within 2–3 months through interest savings.
Absolutely. We follow strict confidentiality protocols. Your financial data is never shared or used for promotional purposes. We sign NDAs upon request.
Our fees are fixed, transparent, and value-based. You’ll know the cost upfront after the discovery call. On average, clients recover our fee within 2–3 months through interest savings.
We’re happy to help.
👉 Book a Free 15-Minute Call with our advisory team and get honest, actionable guidance—no strings attached.
We are a team of dedicated financial experts committed to guiding you towards financial growth and success.
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