Service Details

Loan Against Property (LAP) Advisory

(406) 555-0120

Leverage Your Property Without Risking It—The Smarter Way to Raise Funds

Loan Against Property (LAP) is a powerful funding tool—but when used blindly, it can become a financial trap. At SS Fin Advisory, we help you use LAP strategically—for business expansion, debt consolidation, or personal needs—without overpaying or risking foreclosure.

Problems with Unadvised LAPs:

  • Over-leveraging due to high LTV offers
  • Paying interest on unused funds
  • Short tenures that strain cash flow
  • High prepayment penalties or fixed-rate traps

Our Advisory Delivers:

  • Risk assessment before borrowing
  • Strategic loan structuring based on actual cash flow
  • Advice on choosing between regular LAP, overdraft LAP, or flexi loan
  • Help with rate negotiation and lender selection.

Types of Clients We Help:

  • Business owners looking to raise ₹25L to ₹10Cr+
  • Property owners seeking refinancing or better terms
  • Professionals funding large personal obligations (education, marriage)

Unique Advantages:

  • We help you avoid selling property at undervalued rates.
  • Complete cost-benefit analysis of each LAP structure
  • Post-loan tracking to avoid financial stress later

Outcome:

With our guidance, you will raise funds without regrets. We help balance leverage with liquidity—smartly and safely.